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TeachMeFinance.com - explain surf surf The term 'surf' as it applies to the area of coastlines can be defined as ' (1) collective term for breakers. (2) the wave activity in the area between the shoreline and the outermost limit of breakers. (3) the term surf in literature usually refers to the breaking waves on shore and on reefs when accompanied by a roaring noise caused by the larger waves breaking'.
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