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TeachMeFinance.com - explain Lake Effect Snow Lake Effect Snow -- Snow showers that are created when cold, dry air passes over a large warmer lake, such as one of the Great Lakes, and picks up moisture and heat. Copyright © 2005 by Mark McCracken, All Rights Reserved. TeachMeFinance.com is an informational website, and should not be used as a substitute for professional medical, legal or financial advice. Information presented at TeachMeFinance.com is provided on an "AS-IS" basis. Please read the disclaimer for details.