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TeachMeFinance.com - explain uniform settlement statement uniform settlement statement -- a form that lists all charges imposed on the borrower and the seller in connection with a home mortgage loan settlement. The Real Estate Settlement Procedures Act requires that the lender make the statement available to the buyer and seller at the time of settlement. About the author Mark McCracken Author: Mark McCracken is a corporate trainer and author living in Higashi Osaka, Japan. He is the author of thousands of online articles as well as the Business English textbook, "25 Business Skills in English". Copyright © 2005 by Mark McCracken, All Rights Reserved. TeachMeFinance.com is an informational website, and should not be used as a substitute for professional financial or legal advice. TeachMeFinance.com and its owner recommend consultation with a professional financial advisor prior to any investment or financial decision. Please read our disclaimer.