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TeachMeFinance.com - explain thrift financial report (TFR) thrift financial report (TFR) -- the report that savings institutions must file each quarter with the Office of Thrift Supervision. The report includes detailed information about the institution's operations and financial condition. The thrift financial report for savings institutions is similar to the call report required of commercial banks. About the author Mark McCracken Author: Mark McCracken is a corporate trainer and author living in Higashi Osaka, Japan. He is the author of thousands of online articles as well as the Business English textbook, "25 Business Skills in English". Copyright © 2005 by Mark McCracken, All Rights Reserved. TeachMeFinance.com is an informational website, and should not be used as a substitute for professional financial or legal advice. TeachMeFinance.com and its owner recommend consultation with a professional financial advisor prior to any investment or financial decision. Please read our disclaimer.