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TeachMeFinance.com - explain slow loan slow loan -- a loan for which payments have fallen behind schedule. Such delinquent loans must be reported to federal regulators. Office of Thrift Supervision regulations spell out what constitutes a slow loan in terms of the loan's age and how long it has been delinquent. Loans less than one year old are slow when 60 days delinquent; those between one and seven years old are slow when 90 days delinquent, etc. About the author Mark McCracken Author: Mark McCracken is a corporate trainer and author living in Higashi Osaka, Japan. He is the author of thousands of online articles as well as the Business English textbook, "25 Business Skills in English". Copyright © 2005 by Mark McCracken, All Rights Reserved. TeachMeFinance.com is an informational website, and should not be used as a substitute for professional financial or legal advice. TeachMeFinance.com and its owner recommend consultation with a professional financial advisor prior to any investment or financial decision. Please read our disclaimer.