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TeachMeFinance.com - explain scheduled items scheduled items -- problem assets, which all SAIF-insured savings institutions must list in a separate category in their financial reports to the Office of Thrift Supervision. Scheduled items include slow real estate and consumer loans, real estate owned as a result of foreclosure, and real estate sold on contract or financed at a loan-to-value ratio greater than normally permitted. The amount listed as scheduled items is one measurement of the soundness of an institution's portfolio. About the author Mark McCracken Author: Mark McCracken is a corporate trainer and author living in Higashi Osaka, Japan. He is the author of thousands of online articles as well as the Business English textbook, "25 Business Skills in English". Copyright © 2005 by Mark McCracken, All Rights Reserved. TeachMeFinance.com is an informational website, and should not be used as a substitute for professional financial or legal advice. TeachMeFinance.com and its owner recommend consultation with a professional financial advisor prior to any investment or financial decision. Please read our disclaimer.