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TeachMeFinance.com - explain Payer payer -- the person or organization who is responsible for paying the amount stated on the face of a negotiable instrument. another definition... Payer -- (Or Payor.) One who pays or is to pay, particularly the person who is to make payment of a check, bill, note, or account. historic definition... Payer -- The one who pays, as the one who pays a bill of exchange or draft or a promissory note. About the author Mark McCracken Author: Mark McCracken is a corporate trainer and author living in Higashi Osaka, Japan. He is the author of thousands of online articles as well as the Business English textbook, "25 Business Skills in English". Copyright © 2005 by Mark McCracken, All Rights Reserved. TeachMeFinance.com is an informational website, and should not be used as a substitute for professional financial or legal advice. TeachMeFinance.com and its owner recommend consultation with a professional financial advisor prior to any investment or financial decision. Please read our disclaimer.