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TeachMeFinance.com - explain loan terms loan terms -- the specifications in a loan agreement that prescribe the loan amount, interest rate , length of time in which to repay the loan, and any other enforceable agreements entered into by the borrower and lender to effect the advance of funds. About the author Mark McCracken Author: Mark McCracken is a corporate trainer and author living in Higashi Osaka, Japan. He is the author of thousands of online articles as well as the Business English textbook, "25 Business Skills in English". Copyright © 2005 by Mark McCracken, All Rights Reserved. TeachMeFinance.com is an informational website, and should not be used as a substitute for professional financial or legal advice. TeachMeFinance.com and its owner recommend consultation with a professional financial advisor prior to any investment or financial decision. Please read our disclaimer.