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TeachMeFinance.com - explain institutional lender institutional lender -- a financial institution or mortgage lender that invests its own funds and funds it is managing in real estate mortgages. Examples include savings and loan associations, savings banks, commercial banks, life insurance companies and pension and trust funds. About the author Mark McCracken Author: Mark McCracken is a corporate trainer and author living in Higashi Osaka, Japan. He is the author of thousands of online articles as well as the Business English textbook, "25 Business Skills in English". Copyright © 2005 by Mark McCracken, All Rights Reserved. TeachMeFinance.com is an informational website, and should not be used as a substitute for professional financial or legal advice. TeachMeFinance.com and its owner recommend consultation with a professional financial advisor prior to any investment or financial decision. Please read our disclaimer.