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TeachMeFinance.com - explain indirect loan indirect loan -- a loan that is transferred to a third party after being originated by a dealer, retailer or other seller of goods or services to finance the purchase of those goods or services. The loan is an indirect loan from the third party (to whom it is transferred) to the consumer of the goods or services bought on credit. About the author Mark McCracken Author: Mark McCracken is a corporate trainer and author living in Higashi Osaka, Japan. He is the author of thousands of online articles as well as the Business English textbook, "25 Business Skills in English". Copyright © 2005 by Mark McCracken, All Rights Reserved. TeachMeFinance.com is an informational website, and should not be used as a substitute for professional financial or legal advice. TeachMeFinance.com and its owner recommend consultation with a professional financial advisor prior to any investment or financial decision. Please read our disclaimer.