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TeachMeFinance.com - explain Hard Money Hard Money -- Currency of a nation having stability in the country and a reputation abroad for economic strength, and as a result it has wide and ready acceptability on world markets. historic definition... Hard money -- A colloquial name for coins of gold and silver, as distinguished from soft or paper money. Copyright © 2005 by Mark McCracken, All Rights Reserved. TeachMeFinance.com is an informational website, and should not be used as a substitute for professional financial or legal advice. TeachMeFinance.com and its owner recommend consultation with a professional financial advisor prior to any investment or financial decision. Please read our disclaimer.