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TeachMeFinance.com - explain financial history (personal) financial history (personal) -- This is a picture of your personal financial condition to date. It is a very important part of any loan application and/or interview, especially when a loan for a projected new business is under consideration. A complete Personal Financial History is a record of borrowing and repayments; an itemized listing of your personal assets and liabilities. About the author Mark McCracken Author: Mark McCracken is a corporate trainer and author living in Higashi Osaka, Japan. He is the author of thousands of online articles as well as the Business English textbook, "25 Business Skills in English". Copyright © 2005 by Mark McCracken, All Rights Reserved. TeachMeFinance.com is an informational website, and should not be used as a substitute for professional financial or legal advice. TeachMeFinance.com and its owner recommend consultation with a professional financial advisor prior to any investment or financial decision. Please read our disclaimer.