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TeachMeFinance.com - explain Stock savings bank historic definition... Stock savings bank -- A stock savings bank is one organized with a capital stock and the stockholders receive in dividends profits over and above the interest paid on deposits. For additional information see Savings bank. About the author Mark McCracken Author: Mark McCracken is a corporate trainer and author living in Higashi Osaka, Japan. He is the author of thousands of online articles as well as the Business English textbook, "25 Business Skills in English". Copyright © 2007 by Mark McCracken, All Rights Reserved. TeachMeFinance.com is an informational website, and should not be used as a substitute for professional financial or legal advice. TeachMeFinance.com and its owner recommend consultation with a professional financial advisor prior to any investment or financial decision. Please read our disclaimer.