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TeachMeFinance.com - explain Respondentia historic definition... Respondentia -- A loan of money on the cargo of a vessel which the borrower undertakes to repay with interest, provided the cargo arrives in safety at the port of destination ; the contract or instrument for borrowing on a vessel's cargo is likewise called respondentia. About the author Mark McCracken Author: Mark McCracken is a corporate trainer and author living in Higashi Osaka, Japan. He is the author of thousands of online articles as well as the Business English textbook, "25 Business Skills in English". Copyright © 2007 by Mark McCracken, All Rights Reserved. TeachMeFinance.com is an informational website, and should not be used as a substitute for professional financial or legal advice. TeachMeFinance.com and its owner recommend consultation with a professional financial advisor prior to any investment or financial decision. Please read our disclaimer.