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TeachMeFinance.com - explain Paper historic definition... Paper -- Usually refers to commercial paper. Collectively, promissory notes and bills of exchange (drafts) are paper ; specificially, a single promissory note or a single bill of exchange is a piece of paper. Copyright © 2007 by Mark McCracken, All Rights Reserved. TeachMeFinance.com is an informational website, and should not be used as a substitute for professional financial or legal advice. TeachMeFinance.com and its owner recommend consultation with a professional financial advisor prior to any investment or financial decision. Please read our disclaimer.