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TeachMeFinance.com - explain Overcertification historic definition... Overcertification -- When a bank certifies a check (see Certified check) and the drawer (issuer) has not at the time enough funds on hand to meet it that is Overcertification. The bank expects the drawer to make up the deficiency by a deposit before the check is presented for payment. About the author Mark McCracken Author: Mark McCracken is a corporate trainer and author living in Higashi Osaka, Japan. He is the author of thousands of online articles as well as the Business English textbook, "25 Business Skills in English". Copyright © 2007 by Mark McCracken, All Rights Reserved. TeachMeFinance.com is an informational website, and should not be used as a substitute for professional financial or legal advice. TeachMeFinance.com and its owner recommend consultation with a professional financial advisor prior to any investment or financial decision. Please read our disclaimer.