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TeachMeFinance.com - explain Marking up or marking down loans historic definition... Marking up or marking down loans -- Said when lenders increase (mark up) or reduce (mark down) the rates on call loans. When a call loan is marked up the borrower renews it at the new rate. When a loan is marked down it is continued at the new rate. About the author Mark McCracken Author: Mark McCracken is a corporate trainer and author living in Higashi Osaka, Japan. He is the author of thousands of online articles as well as the Business English textbook, "25 Business Skills in English". Copyright © 2007 by Mark McCracken, All Rights Reserved. TeachMeFinance.com is an informational website, and should not be used as a substitute for professional financial or legal advice. TeachMeFinance.com and its owner recommend consultation with a professional financial advisor prior to any investment or financial decision. Please read our disclaimer.