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TeachMeFinance.com - explain Lock-up historic definition... Lock-up -- A colloquial banking term applied to a note or other piece of paper which has been renewed that is, the time for payment extended beyond the original date. The term is derived from the fact that the money represented by the paper was not delivered when due but is withheld or locked up for a further period. About the author Mark McCracken Author: Mark McCracken is a corporate trainer and author living in Higashi Osaka, Japan. He is the author of thousands of online articles as well as the Business English textbook, "25 Business Skills in English". Copyright © 2007 by Mark McCracken, All Rights Reserved. TeachMeFinance.com is an informational website, and should not be used as a substitute for professional financial or legal advice. TeachMeFinance.com and its owner recommend consultation with a professional financial advisor prior to any investment or financial decision. Please read our disclaimer.