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TeachMeFinance.com - explain certified lenders certified lenders -- Banks that participate in the SBA's guaranteed loan program, have a good track record with the SBA and agree to certain conditions set forth by the SBA. In return, the SBA agrees to process any guaranteed loan application within three business days. District offices of the SBA can provide lists of certified banks in their areas. About the author Mark McCracken Author: Mark McCracken is a corporate trainer and author living in Higashi Osaka, Japan. He is the author of thousands of online articles as well as the Business English textbook, "25 Business Skills in English". Copyright © 2005 by Mark McCracken, All Rights Reserved. TeachMeFinance.com is an informational website, and should not be used as a substitute for professional financial or legal advice. TeachMeFinance.com and its owner recommend consultation with a professional financial advisor prior to any investment or financial decision. Please read our disclaimer.