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TeachMeFinance.com - explain call loans call loans -- loans used to finance the purchase of securities, and which may be terminated (called) at the discretion of the borrower or the lender on demand. historic definition... Call loan -- A loan payable on call or demand; collateral is usually provided to secure the loan. Copyright © 2005 by Mark McCracken, All Rights Reserved. TeachMeFinance.com is an informational website, and should not be used as a substitute for professional financial or legal advice. TeachMeFinance.com and its owner recommend consultation with a professional financial advisor prior to any investment or financial decision. Please read our disclaimer.