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TeachMeFinance.com - explain Black list historic definition... Black list -- In financial vernacular when a person has lost his credit, as by failure to meet his financial obligations, he is said to be on the black list or in the black book. The 'black list or black book is a private book kept by a bank or other financial institution containing (a list of) the names of discredited borrowers of money. About the author Mark McCracken Author: Mark McCracken is a corporate trainer and author living in Higashi Osaka, Japan. He is the author of thousands of online articles as well as the Business English textbook, "25 Business Skills in English". Copyright © 2007 by Mark McCracken, All Rights Reserved. TeachMeFinance.com is an informational website, and should not be used as a substitute for professional financial or legal advice. TeachMeFinance.com and its owner recommend consultation with a professional financial advisor prior to any investment or financial decision. Please read our disclaimer.