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TeachMeFinance.com - explain Black book historic definition... Black book -- In financial vernacular when a person has lost his credit, as by failure to meet his financial obligations, he is said to be in the black book or on the black list. The black book or black list is a private book kept by a bank or other financial institution containing (a list of) the names of discredited borrowers of money. About the author Mark McCracken Author: Mark McCracken is a corporate trainer and author living in Higashi Osaka, Japan. He is the author of thousands of online articles as well as the Business English textbook, "25 Business Skills in English". Copyright © 2007 by Mark McCracken, All Rights Reserved. TeachMeFinance.com is an informational website, and should not be used as a substitute for professional financial or legal advice. TeachMeFinance.com and its owner recommend consultation with a professional financial advisor prior to any investment or financial decision. Please read our disclaimer.